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71. The original building and loan associations were organized as limited life funds, whose members made monthly payments on their share subscriptions and then took turns drawing on the funds for home mortgages.

72. The number of undergraduate degrees in engineering awarded by colleges and universities in the United States more than doubled from 1978 to 1985.

73. The British Admiralty and the War Office met in March 1892 to consider a possible Russian attempt to seize Constantinople and what military action would be necessary in order to deal with such an event.

74. Growing competitive pressures may be encouraging auditors to bend the rules in favor of clients; auditors may, for instance, allow a questionable loan to remain on the books in order to maintain a bank&aposs profits on paper.

75. If the proposed expenditures for gathering information abroad are reduced even further, international news reports will continue to diminish in number and quality.

76. Gall&aposs hypothesis that different mental functions are localized in different parts of the brain is widely accepted today

77. Though the term "graphic design" may suggest laying out corporate brochures and annual reports, it has come to signify a wide range of work, from package designs and company logotypes to signs, book jackets, computer graphics, and film titles.

78. The root systems of most flowering perennials either become too crowded, resulting in loss of vigor, or spread too far outward, producing a bare center.

79. George Sand (Aurore Lucile Dupin) was one of the first European writers to consider the rural poor legitimate subjects for literature and to portray them with sympathy and respect in her novels.

80. Salt deposits and moisture threaten to destroy the Mohenjo-Daro excavation in Pakistan, the site of an ancient civilization that flourished at the same time as the civilizations in the Nile delta and the river valleys of the Tigris and Euphrates.